Terms & Conditions

Welcome to Skill Full Life. By accessing or using our website (https://pathummakutty.com), you agree to comply with and be bound by the following Terms & Conditions. Please read these terms carefully before using our services.


1. Acceptance of Terms

By using our website, programs, or services, you confirm that you are at least 18 years old and agree to follow these terms. If you do not agree, please do not use our website.


2. Services Offered

Skill Full Life provides coaching sessions, courses, webinars, and community programs designed for personal growth, emotional healing, and mindfulness. We reserve the right to modify, update, or discontinue services without prior notice.


3. Intellectual Property

All content on this website, including text, images, graphics, videos, and course material, is the property of Skill Full Life unless stated otherwise. You may not copy, reproduce, or distribute our content without written permission.


4. User Responsibilities

  • You agree to use the website and services for lawful purposes only.
  • You must not post or share any harmful, offensive, or illegal content.
  • Any account or membership access details must be kept secure.

5. Payments & Refunds

  • Payments for courses or coaching are final unless a refund policy is explicitly stated.
  • We are not responsible for issues caused by third-party payment providers.

6. Disclaimer

Skill Full Life does not guarantee specific results, as personal transformation depends on individual effort and circumstances. Our coaching and courses are for educational and personal development purposes only.


7. Limitation of Liability

We are not responsible for any direct or indirect damages, including data loss or emotional distress, arising from the use of our services.


8. Third-Party Links

Our website may include links to third-party websites. We are not responsible for their content, privacy policies, or practices.


9. Changes to Terms

Skill Full Life reserves the right to update or modify these Terms & Conditions at any time. Changes will be posted on this page with the updated date.


10. Contact Us

For questions about these Terms & Conditions, please contact us at: info@pathummakutty.com